Home Loan

When you use Cash Wish, buying a home has never been easier. As a leading provider of housing-related loans, it's our mission to make house ownership more convenient by providing legal and technical guidance from our professionals. 

Purchase a house, bungalow, or plot with a home loan from Udhar Paisa Home Loans. The interest rate on a loan starts at 8.20%, and the maximum loan term is 25 years. It's our goal to make the home loan procedure as straightforward and stress-free as possible for you. 

There are numerous advantages to taking out a home loan, including the ability to transfer the balance, interest subsidies through the PMAY program, longer repayment terms, no prepayment penalties, and doorstep services. 

Purchasing a home is a lifelong goal for many people. At Udhar Paisa, we know that buying a home is more than just a "next step" for you; it's also an excellent investment! We're here to take the stress out of the experience and turn it into something you'll remember fondly.

 

Eligibility for a Home Loan

Before applying for a home loan, it is recommended that you use a home loan eligibility calculator to see how much money you are eligible for. The following conditions must be met to qualify for a house loan.

  • The home loan can be obtained by any Indian citizen who is a permanent resident of the country.
  • Interested parties must be between the ages of 18 and 75.
  • Salary and self-employed people alike are eligible for home loans.

     

Document Required

Proof Of Identity Adress Proof
The Adhar Card Rental Agreement
Passport Apartment Allotment Letter
Pancard Life/Medical Insurance Policy
Driving Licence  
Ration Card  
Income and Other document Property Document
Form 16/ITR Copy of chain documents of the property (if applicable)
A six-month bank statement Copy of Buyer Agreement
Latest Salary Slip Copy of Agreement to Sell (if executed)
  Copy of Receipt made to the developer (if applicable)

 

AGF FINLEASE (INDIA) LIMITED | Registered Under RBI B-14.01767

Important*- As a registered NBFC with the Reserve Bank of India and following all the guidelines of the regulatory authorities, Cash Wish provides loans to all eligible customers, where we accomplish our lending services through our website and CRM. Apart from this, we would like to inform our customers and the general public that we don’t have any app on android or appstore, and we are not disbursing through any mobile app. Therefore, please beware of any lending application that is copying our name and disbursing loans in our name through mobile apps, and please inform us in such circumstances where someone is trying to cheat through the unauthorized loan app by copying our name and logo.