Home Loan
When you use Cash Wish, buying a home has never been easier. As a leading provider of housing-related loans, it's our mission to make house ownership more convenient by providing legal and technical guidance from our professionals.
Purchase a house, bungalow, or plot with a home loan from Udhar Paisa Home Loans. The interest rate on a loan starts at 8.20%, and the maximum loan term is 25 years. It's our goal to make the home loan procedure as straightforward and stress-free as possible for you.
There are numerous advantages to taking out a home loan, including the ability to transfer the balance, interest subsidies through the PMAY program, longer repayment terms, no prepayment penalties, and doorstep services.
Purchasing a home is a lifelong goal for many people. At Udhar Paisa, we know that buying a home is more than just a "next step" for you; it's also an excellent investment! We're here to take the stress out of the experience and turn it into something you'll remember fondly.
Eligibility for a Home Loan
Before applying for a home loan, it is recommended that you use a home loan eligibility calculator to see how much money you are eligible for. The following conditions must be met to qualify for a house loan.
- The home loan can be obtained by any Indian citizen who is a permanent resident of the country.
- Interested parties must be between the ages of 18 and 75.
- Salary and self-employed people alike are eligible for home loans.
Document Required
Proof Of Identity | Adress Proof |
The Adhar Card | Rental Agreement |
Passport | Apartment Allotment Letter |
Pancard | Life/Medical Insurance Policy |
Driving Licence | |
Ration Card |
Income and Other document | Property Document |
Form 16/ITR | Copy of chain documents of the property (if applicable) |
A six-month bank statement | Copy of Buyer Agreement |
Latest Salary Slip | Copy of Agreement to Sell (if executed) |
Copy of Receipt made to the developer (if applicable) |