Example of How a Cash Wish Loan Works

Suppose you borrow ₹50,000 for 3 months, then your loan criteria will be:

• ● Interest Rate: up to 30% p.a.
• ● Monthly EMI: ₹17,380
• ● Total repayment: ₹17,380 × 3 = ₹52,140
• ● Total interest paid: ₹2,140
• ● Total cost of loan: ₹2,140 + ₹2,170 = ₹4,310

Fees and Loan criteria

• ● APR (Annual Percentage Rate): upto 35%
• ● Processing fee: 2% – 10% of loan amount
• ● Tenure: 3 months to 12 months
• ● Late fees: ₹500
• ● Foreclosure fees: NIL
• ● Loan Amount: Up to 5 lakhs based on eligibility